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Recent publications

European Payment Report 2025

After years of high inflation and monetary tightening, many hoped 2025 would mark a return to economic momentum. But renewed headwinds from global trade tensions to persistent late payments are hampering progress. Intrum’s European Payment Report 2025 reveals the severe impact of delayed payments on SMEs, jobs and future growth, and explores how artificial intelligence could become a game-changer for payment management. Download the full report to access detailed findings across 25 markets.

Economy in Focus #14 - Bracing for impact: Europe in a new trade era

As the global economic order shifts once again, businesses across Europe face a renewed wave of uncertainty. This edition of Economy in Focus explores the growing implications of escalating trade tensions, geopolitical instability, and slowing economic momentum—set against the backdrop of Donald Trump’s return to the US presidency and a resurgence of protectionist tariffs.

European Consumer Payment Report 2024

Published in November 2024, new data reveals rising consumer confidence despite economic uncertainty. Europeans are becoming increasingly confident in paying their bills, but younger consumers are overspending due to the rise of social media advertising and online marketing.

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Most read insights articles

Where are Europe's most financially resilient consumers?

Despite steady improvements in consumer confidence across Europe in 2024, many households continue to grapple with financial challenges. Intrum's European Consumer Payment Report (ECPR) reveals that, while more consumers are paying bills on time, regional disparities and heavy reliance on short-term credit highlight ongoing economic fragility. The survey offers a snapshot of financial resilience across Europe, showing that while Southern Europeans rank high in timely payments, many Northern households remain vulnerable.

Payment discipline: which countries take longest to pay?

Payment terms and actual payment times remain a critical area of focus for businesses across Europe. Which country has best and worst payment discipline?

Younger Europeans struggle to keep up with rising costs

Europe’s economic recovery has been uneven across generations, with younger consumers facing greater financial challenges than their older counterparts. Intrum’s latest European Consumer Payment Report (ECPR) reveals that while many Boomers are navigating economic pressures successfully, Millennials and Gen Z consumers are struggling to keep up with rising costs, often turning to credit to bridge the gap.