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Economy in Focus #13 - 2025 outlook: Triumph or turmoil?

What key trends is shaping the macroeconomic landscape in Europe as we move into 2025? From central banks managing interest rate cuts to governments implementing fiscal tightening and the increasing influence of geopolitical uncertainty, the year ahead presents a complex economic picture. The potential for both growth and disruption highlights the importance of strategic planning in a rapidly evolving global economy.

European Payment Report 2024

The 2024 report is based on insights from 9,255 executives across 25 European countries. This years' findings shows corporate cost-cutting at a four-year high despite growing economic optimism. Businesses are losing more than a quarter of the working year (73 working days) chasing late payments.

European Consumer Payment Report 2024

Published in November 2024, new data reveals rising consumer confidence despite economic uncertainty. Europeans are becoming increasingly confident in paying their bills, but younger consumers are overspending due to the rise of social media advertising and online marketing.

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Most read insights articles

Where are Europe's most financially resilient consumers?

Despite steady improvements in consumer confidence across Europe in 2024, many households continue to grapple with financial challenges. Intrum's European Consumer Payment Report (ECPR) reveals that, while more consumers are paying bills on time, regional disparities and heavy reliance on short-term credit highlight ongoing economic fragility. The survey offers a snapshot of financial resilience across Europe, showing that while Southern Europeans rank high in timely payments, many Northern households remain vulnerable.

Payment discipline: which countries take longest to pay?

Payment terms and actual payment times remain a critical area of focus for businesses across Europe. Which country has best and worst payment discipline?

Younger Europeans struggle to keep up with rising costs

Europe’s economic recovery has been uneven across generations, with younger consumers facing greater financial challenges than their older counterparts. Intrum’s latest European Consumer Payment Report (ECPR) reveals that while many Boomers are navigating economic pressures successfully, Millennials and Gen Z consumers are struggling to keep up with rising costs, often turning to credit to bridge the gap.