Executive Management Team

Andrés Rubio

President & Chief Executive Officer

Born: 1968

Andrés was appointed acting President and Chief Executive Officer on 21 August 2022 and President and Chief Executive Officer on 18 January 2023. From 2019-2023 he was a member of the Board. Andrés Rubio was previously a Senior Partner and member of the management committee of Apollo Management International LLP as well as Global Co-Head of Morgan Stanley Principal Investments. He has served as Chairman of Altamira Asset Management S.L., Vice Chairman of EVO Banco S.A. and Director of Avant Tarjeta EFC, S.A.L. The Company is aware that the CEO has financial interests and is the Co-Managing Partner IMAN Capital Partners Ltd, the chairman of Crealsa Investments Spain, S.A, Board Member of Acme Intergalactic, Inc (i.e. Blipp Billboards), Board Member of Orbis Health Solutions, Inc and Member of the Investment Committee of Quarza Inversiones. Andrés has a Bachelor of Science in Foreign Service, Georgetown University, Washington D.C., USA.

Own holdings and/or holdings of closely affiliated persons: 725,246

Johan Åkerblom

Chief Financial Officer

Johan Åkerblom assumed the role as CFO of Intrum in September 2024. Johan has an extensive background from key senior positions within the financial services industry, including CFO of SEB in Germany, CFO of the SEB’s Baltic Division. Before joining Intrum, he served as CEO of Citadele Bank. He began his career at McKinsey & Co and later worked at ISS Facility Management before joining SEB. Johan holds a Master of Science in Industrial Management and Engineering from Lund Institution of Technology at Lund University.

Own holdings and/or holdings of closely affiliated persons: 67,695

Javier Aranguren

Chief Investment Officer

Javier Aranguren assumed the role as CIO on February 2020. He joined the company in 2011 where he has performed several roles within the Investment organization including Group Investment Director position since 2018. Prior to that, Javier has held various leading positions within the finance sector in companies such as Capital One, GE Money and TDX. Javier holds two Bachelor's degrees in Business Administration and Law at Pontificia Comillas University (ICADE E-3).

Own holdings and/or holdings of closely affiliated persons: 175,549

Georgios Georgakopoulos

Global Head of Servicing, Managing Director Intrum Greece

George Georgakopoulos joined Intrum in October 2019 and was appointed GMT member in February 2020. He has a long career in financial services and worked in London, where he started at Barclays Group in 1995. George has also worked in Paris and more recently in Eastern Europe and Greece. He was e.g. CEO at Bancpost in Romania and later CEO of digital lender 4Finance. His last position was Executive General Manager at Piraeus Bank. George is a graduate of Athens Law School and holds an MBA from Glasgow University.

Own holdings and/or holdings of closely affiliated persons: 188,252

Amon Ghaiumy

Head of Product Development, CEO of Ophelos Limited

Amon Ghaiumy is the Co-founder & CEO at Ophelos and joined Intrum in October 2023. Amon co-founded the technology company Ophelos in 2020 and has been serving as its chief executive officer since. Ophelos was acquired by Intrum in October 2023 and since October 2024, Amon is Head of Product Development and also member of Executive Committee. Prior to founding Ophelos, Amon was a Director at technology companies Moat, (acquired by Oracle), and ASAPP. Amon has extensive experience in building and scaling high-growth technology companies in the enterprise software industry. He holds a Bachelor of Arts in Economics from Brown University.

Own holdings and/or holdings of closely affiliated persons: 0

Annette Kumlien

Chief Operating Officer

Annette Kumlien took on the role as Chief Operating Officer in May 2023. Annette has extensive experience from leading roles in listed and non-listed companies with a strong focus on business transformations. Prior to joining Intrum, she was Group Vice President and CFO of Munters. Annette has also held positions as CFO and COO of Diaverum AB and CFO at Höganäs AB and at Pergo AB respectively. She has a Bachelor of Science in Business Administration from the Stockholm School of Economics.

Own holdings and/or holdings of closely affiliated persons: 141,902

Azadeh Varzi

Head of Corporate Affairs

Azadeh joined Intrum as Head of Corporate Affairs in January 2025 and is responsible for internal and external communications, public affairs and sustainability. Azadeh was formerly a Partner at Brunswick Group where she spent nearly 20 years specialising in capital markets transactions, debt restructurings and corporate reputation. She has worked on some of the highest profile situations in the UK and internationally and also co-led Brunswick’s global restructuring practise. Azadeh was also the lead adviser and spokesperson for the Dubai Government throughout the financial downturn. Azadeh began her career in investment banking structuring debt for large corporates. She holds a Bachelor’s degree in International Studies and Political Science from the University of Birmingham.

Own holdings and/or holdings of closely affiliated persons: 0

Chantal Verbeek-Vingerhoed

Chief Human Resources Officer

Chantal Verbeek-Vingerhoed joined as Chief Human Resources Officer for Intrum in August 2022. She joined from Scotiabank in Toronto, Canada, and prior to that she held various positions at ING both in the Netherlands and the US including such as global HR Business Partner for the COO/CIO domain. Chantal has a master’s degree in organizational and industrial psychology from the Vrije Universiteit Amsterdam.

Own holdings and/or holdings of closely affiliated persons: 106,584